If you’re buying a home in California, one of the biggest decisions you’ll make is who to trust with your mortgage. Don't make the mikstake of spending more time comparing the prices of a new couch than you do researching how much a home loan will actually cost you. Many buyers default to big banks, assuming they’ll get the best deal—but that’s just not the case.
As an independent mortgage broker and business owner with 23 years of experience, I’ve seen firsthand how working with a broker can save homebuyers money. The data shows that consumers save over $10,000 on average when compared to using a big bank. Not only that, but I personally handle your loan from start to finish, always answer my phone, and work closely with top local real estate agents to make sure you have a seamless, expert-guided buying experience. If you have an agent you are already working with, the same things goes. I work hand-in-hand with realtors to be sure that you are never waiting on the mortgage side of things when going through the process.
Let’s break down why working with a local mortgage broker like me is the smarter choice.
You Get More Loan Options & Better Rates
When you go to a big bank, you only get their loan products, whether they’re the best fit for you or not. As an independent broker, I have access to dozens of lenders and loan programs, meaning I can shop around for the best rates and terms tailored to your situation.
What this means for you:
Lower interest rates than what big banks typically offer.
More flexible loan options—from first-time homebuyer programs to jumbo loans.
Customized solutions that match your financial goals.
At the end of the day, my job is to find you the best deal possible—not push a single bank’s product.
You’ll Save Time, Money & Stress
Working with a broker isn’t just about convenience—it’s about real savings. Because I have the ability to shop multiple lenders, my clients save over $10,000 on average compared to those who go straight to a big bank.
Lower fees: Brokers often secure better loan terms with fewer hidden costs.
Faster closings: Big banks are slow. I move quickly, helping you close on time.
A smoother process: I personally handle your file from pre-approval to closing.
If you’re shopping for a home in today’s market, speed and cost savings make a huge difference.
I Always Answer My Phone—Try Getting That From a Bank
One of the biggest complaints I hear from buyers who worked with big banks? They couldn’t get a hold of their loan officer when it mattered most.
I take a different approach. I personally answer my phone and respond to my clients—always. Whether you have a question about rates, paperwork, or next steps, you’ll get a direct line to me, not a call center.
Real-time answers when you need them.
No automated systems, no runaround—just direct access.
Hands-on support from someone who actually cares about your loan closing smoothly.
I Work Directly with Top Real Estate Agents for a Better Buying Experience
Securing a mortgage isn’t just about getting a loan—it’s about getting into the right home, at the right price, with the right strategy. That’s why I work hand-in-hand with Auburn’s top real estate agents to create a seamless experience.
Pre-approval that strengthens your offer—In a competitive market, you need a lender who works fast and ensures you’re positioned as a serious buyer.
Clear, real-time communication between all parties—No delays, no confusion, just a smooth transaction.
Expert guidance on market trends and financing strategies—Because buying a home is a big deal, and you deserve the best advice.
Big banks treat you like just another file number. I treat you like a priority.
Local Brokers Work for YOU, Not a Corporation
When you get a mortgage from a bank, you’re dealing with a corporate employee whose job is to push their own institution’s products. That means you’re only getting a limited set of options, often at higher rates and with more fees.
As an independent mortgage broker, I work for you—not the bank. My goal is to:
Secure you the best possible loan terms.
Make sure you’re 100% confident in your mortgage.
Ensure a stress-free process from start to finish.
Because I own my own business, your success is my success—not just another quarterly sales goal.
Auburn is My Home—And I’m Here for the Long Haul
I’m not a call center employee in another state, and I’m not disappearing after your loan closes. I live and work right here in Auburn, serving homebuyers throughout Placer County and across California.
When you work with me, you’re supporting a local business that’s invested in this community. I take pride in helping people achieve homeownership, and I’m always here as a resource—even after your loan closes.
Want to refinance in the future? Call me.
Thinking about an investment property? Let’s talk strategy.
Need help with home equity options? I’ve got you covered.
Bottom Line: A Local Broker Saves You Money, Time & Headaches
If you’re buying a home in Auburn, CA, you have a choice:
Go with a big bank, wait on hold, pay higher fees, and settle for one-size-fits-all loan options.
Work with an independent mortgage broker (me!), get the best rates, a faster closing, and hands-on support from a 23-year industry expert who always answers the phone.
📞 Call or Text Me Today! Let’s Get You Pre-Approved! (916) 827-0087
I’m happy to answer any questions and help you understand your loan options.
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