

Auburn Home Office






















MELISSA JOHNSON
At our Auburn headquarters, Marcus Johnson leads Broker Direct Lending with over 20 years of unmatched mortgage expertise. A Placer County local and trusted mortgage guru, Marcus is dedicated to delivering transparent, wholesale loan options without the runaround.
He is supported by Melissa Johnson, who brings a powerhouse background in business development, client care, marketing, and realtor partner support. Her focus on smooth communication and strong community ties ensures every client feels guided and supported through the process.
Together, Marcus and Melissa have helped hundreds of families across Auburn, Grass Valley, Nevada City, and the greater Northern California region make confident, stress-free homeownership decisions.
NMLS# 372256 CA DRE# 01290534
Business Development & Client Care
MARCUS JOHNSON
Broker & Owner
Southern California Branch








NATHAN ROSE
Mortgage Loan Professional/Branch Manager
As a former Marine, Nathan brings the same discipline, grit, and precision from his service into helping families achieve homeownership. With over 20 years in the fitness and wellness industry — a field he still actively pursues — Nathan applies the same focus on consistency, education,
and results to his work as a mortgage professional.
At Broker Direct Lending, our family-owned brokerage puts transparency first. Nathan guides clients through their options, shows them how much they can save, and helps them close faster than the competition. Whether you’re buying your first home or refinancing to lower your monthly
payment, Nathan’s mission is to make the process clear, simple, and stress-free
— just like a well-structured training plan.
NMLS# 372256 CA DRE# 01290534