ABOUT US
I am an independent wholesale mortgage broker and owner that works with a small team that intimately cares about each one of our clients.
Our Expertise
I am a wholesale mortgage broker. What that means is that I get to go the wholesale department of any direct lender and get their wholesale pricing and offer it to you cheaper than they can. My expertise is broad over 23+ years helping people buy and refinance. I specialize in conventional, VA, FHA, and USDA loans. I am very good helping self employed borrowers get conventional loans. I also have access to the more exotic loans, like bank statements, or other types of income qualifications.
Our Commitment to Results
I start every client relationship with the intention of doing a FIVE-star job, so you will give me a FIVE-star review after we close. We are the BEST OF THE BEST in the nation and work hard to stay that way. Top 1% in the Nation, Top 1% in California at the number 1 mortgage lender in the country, United Wholesale Mortgage.
Our Philosophy
Unlike retail banks, direct lenders, or call centers who staff their loan originators with low experience licensees you will be working with myself or someone directly mentored by me. We will be your sole contact in the process. You will be able to call, text, or email us and get a quick response. The days of being passed to someone else are over. From start to finish your originator will hold your hand the entire way.
Our Experience
In 1999 I started working in the mortgage industry in the mail room of The Money Store, 1-800-Loan-Yes. From there I was promoted to the collections department. I got my license in 2000 and became loan originator. Over the last 23 years I have worked in most departments in the industry but found originations to be the best for me and my clients. In 2017 I got my Real Estate Brokers License and started my own boutique mortgage brokerage, Broker Direct Lending. Since then, I have been offering the best price, speed, and service in the market.
THE TEAM
MARCUS JOHNSON
Owner/Mortgage Broker
I have been a Wholesale Mortgage Broker since 2000. In 2017 I started my own Brokerage, Broker Direct Lending. Over 20 years of serving clients I have learned how to simplify the mortgage process so that it is faster easier and cheaper for my clients. Let's face it you can get a "Mortgage" almost anywhere. The difference is what you will pay, how long it takes and your client experience. My team always endeavors to do the right thing by treating each other, our customers, and clients with respect, fairness, and honesty while looking for the win/win solution in all situations. We will ethically represent our clients, company, and team in all encounters. We are committed to delivering a signature experience and creating “Raving Fans.”
NMLS# 372256 CA DRE# 01290534
NATHAN ROSE
So. Cal. Branch Manager
As a former Marine, I spent 20 years in the fitness and wellness industry before being forced to change industries. I am fortunate enough to have the ability to transfer my discipline, consistency, and focus into a new industry. After working in a large call center, I witnessed very quickly that there is a better, faster, and easier way to help people get a mortgage. Broker Direct Lending is a transparent, family-owned
brokerage that will provide you options, show you how much you are saving, and close faster than
our competition. Whether you are buying a home or refinancing, I can help you realize your
dream of home ownership or save you money by lowering your monthly payment.
NMLS# 2012051 CA DRE# 02058749
MELISSA JOHNSON
Business Development Director
Melissa Johnson serves as the Business Development Director at Broker Direct Lending, where she leverages her extensive experience in client relations, business management and marketing to drive growth and success. Her unique insight into
what it takes to run a successful business in California has equipped her with a deep understanding of
client needs and allows her to provide exceptional support.
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As a seasoned professional, Ms. Johnson has honed her skills in project management, project coordination, marketing, graphic design, and IT functions. She is well-versed in modern technology and has experience working on projects ranging from advertising design to multi-million dollar construction projects.
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Prior to joining Broker Direct Lending, Ms. Johnson served as the Client Relations Director at Holden Law Group where the focus is defending employers in California as well as the Marketing Director at Fat's Restaurants.
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Outside of work, Ms. Johnson is an avid endurance runner, having completed six 100-mile races, including the Western States 100 (2x), and numerous other ultra-running events. Her tenacious personality and determination are what drive her to
beyond her limits and achieve her goals.