Marcus was great! I felt Marcus and his team went above and beyond to make my experience informed and he was able to reduce stresses temporarily faced being a first time home buyer. I would recommend to friends and family in the area to work with Broker Direct Lending to receive a personable experience with a Placer County local brokerage.

As a first-time homebuyer, I feel incredibly lucky to have been referred to Marcus and his team. From start to finish, Marcus was nothing short of exceptional. He’s a true professional with a deep understanding of both the housing and financial markets. His guidance was invaluable, especially in today’s competitive and high-interest-rate environment.

We worked together for nearly 10 months, making four offers in a tough market with shifting financial circumstances. Through it all, Marcus was unwavering in his support. He took the time to thoroughly research each opportunity and crafted thoughtful, strategic offers that gave me the confidence to compete and the peace of mind to walk away when it wasn’t the right fit.

What really sets Marcus apart is his dedication and personal investment in your success. He connected me with an incredible team of professionals, from my realtor to the appraiser and insurance providers, all of whom were top-notch. Even after closing, Marcus has continued to be an amazing resource, offering insight and advice as I weigh refinancing options.

Marcus is not only a mortgage guru but also a trusted partner throughout the entire home-buying journey. I can’t recommend him highly enough to anyone looking to buy a home, whether it’s your first or your fifth.

Purchasing a home as first time buyers felt like a daunting task, but Marcus helped us every step of the way and made it a breeze! He is knowledgeable and kind, even helping us get the best interest rate possible. I highly recommend having him help you purchase your first home 

I had a relatively smooth first-time home buying experience in part because of Broker Direct Lending. Marcus was very quick to respond to any and all questions, offered good advice, and managed the lending landscape so I didn't have to, all the while keeping me apprised of the progress and my options. Marcus deserves every star given and I'll certainly recommend him to others.

Marcus is knowledgeable, professional, and efficient. He provided competitive rates and processed everything quickly. He was very supportive and informative through out the escrow journey, which was really helpful for us as first time home buyers.

Skyler It was a pleasure watching you become a homeowner and supporting you through the home-buying journey! We look forward to being here to support all of your mortgage needs in the future! Thanks again; client reviews mean so much!

Thank you, Dakota! Your review means so much and I'm happy to read that I was able to make the home buying process simple, especially for first time buyers! Enjoy your new pad and congratulations!

Marcus helped me refinance my house and got me in a great deal!

The best I have ever dealt with honest upfront and without a doubt incredible service and rates!

Marcus is amazing! He was courteous, professional, innovative and prompt. I will highly recommend him to all my friends and family.

Refinanced our home a couple years ago with Marcus and it was as easy as I could hope for. Everything from different quotes to documents and paperwork, he made it all straightforward and always had answers to our questions. Highly recommend.

Marcus did a fantastic job!

Marcus really took care of my family and I while buying our home. He and his team went above and beyond even months after the sale answering questions I couldn't find anywhere else.

​This has been the only loan experience I've ever had that I would describe as easy and stress free. Marcus walked me through the process every step of the way, and answered all questions quickly and in terms I could understand. He also listened, understood and worked with my particular situation to work out a loan scenario I didn't think was possible. I will definitely be sending my family and friends his way from now on.

Update: I came back to Marcus 2 years after my first loan with him and he once again worked magic to get me the optimal result. It was stress and hassle free again, and with rates rising fast he acted immediately to lock in the best rate and scenario for me and my family. I wouldn't think the loan process would de-stress the home buying process, but Marcus did it... he's an absolute expert and Ace at his job. Thanks again Marcus!

Marcus and his team were awesome! Having dealt with a few mortgage experts in the past that were not very responsive, it was refreshing to work with a true professional. His knowledge of the industry combined with true independence is exactly what we needed. Thanks!

Let's start with WOW! Marcus made our refi a breeze. From start to finish I was impressed. His evaluation of our situation and the variety of options he presented showed he cares about his clients. Marcus is responsive and professional. I had a lot of questions and he educated me patiently. He values the clients feedback. The loan process was fast and easy. As a small business owner it was great to have someone who understood us. I highly recommend skipping the big banks and calling Marcus. He will get the job done!

With Marcus's help I was able to close on my dream cabin in my home town. Marcus guided me every step of the way through the financing process and was transparent and responsive to my many questions and concerns. His individualized service covered all the bases for me and helped get the best possible outcome. I definitely would recommend Marcus Johnson to friends and family who are shopping for a mortgage.

Truly exceptional! Far exceeded my expectations.
I was trying to get a refi with my previous mortgage company, but all I got was the runaround and poor service. During this time, someone recommended I contact Marcus. Thank goodness! He was able to get done in 2 1/2 wks what my previous company still couldn’t get done in over 60 days…and I got a better rate! Marcus is professional, his communication is spot on and he really cares about his clients. I HIGHLY recommend Marcus. Don’t bother going anywhere else.

Well i've done 2 refi and 2 new loans through Marcus and all i can say is if there was a way to give 6/5 stars i would. He KNOWS the numbers and best ways to make it work giving you the real outcomes pros and cons. Always makes time for my questions and delivers multiple options for different loans. Ive referred two of my friends to him and they rav about him as well. Im not typically one to take time to write reviews but in this case I had too, Thanks so much marcus for all your time and patience with us but jess, vida and myself really appreciate it!

Fast and friendly service. Very responsive to all me questions. Closed about 2 weeks ahead of time.

Hi Cari! Thank you for your support and review, as a small business owner I am grateful for each and every one! Take care!

Marcus is phenomenal!!

As first time home buyers, we basically had no idea what we were doing, but Marcus took care of every step along the way and made sure we didn't miss a single detail. He is fast, responsive, and got us a fantastic rate. Moreover, he took the time to explain what things were and didn't push us to sign on things we weren't comfortable with. I am so grateful we had Marcus during this process.

I will definitely be recommending him to anyone looking to buy or refinance their home, and we will use him again if we do the same. If you're considering Broker Direct Lending, give him a call. You won't regret it!!!

Marcus is extremely easy to work with. In fact we’ve used him twice to refinance our home. He’s knowledgeable, responds quickly as well as answers all of my bazillion questions. My husband and I highly recommend him! Thanks for all your help Marcus!

Marcus was wonderful to work with! He walked us through every step and answered all our questions. I love the fact that he was never too busy to clarify things and work on our behalf. I highly recommend him!

Marcus was fantastic to work with. I strongly recommend him for any loan needs you have.

We recently financed our mortgage with Marcus. It was very easy, efficient and fast. Marcus did all the work, all we had to do was sign papers which went very quickly. Highly recommended.

Marcus does outstanding work! He can get the job done!

Marcus was like family when he was assisting me and my fiancé. Highly reliable, knowledgeable, and very friendly. I would highly recommend Marcus to family and friends. Marcus has my business for life! Thank you Marcus for an unbelievably smooth process and your dedication to helping your clients.

Marcus helped us to obtain a loan in our Applegate house and was able to cut the interest by 50%.
thank you.

Marcus was extremely informative, helpful and thorough.

Very professional and trustworthy, glad I was able to work with them and Marcus. Bought my first home thanks to his help.

We just recently purchased our first home & we could not have done it without Marcus's help! He was so easy to work with from start to finish. He kept us informed every step of the way & was always there to answer questions when we had them (which was a lot since it was our first time!). He was very personable & you can tell he really enjoys helping others with the home buying process. We will highly recommend Marcus to any one of our friends or family & we will certainly be using him again in the future when it's time to refi. Thanks again Marcus!

I cant begin to tell you how helpful Marcus Johnson was in guiding me through my mortgage situation. I will 100% be working with him again in the future!!

We had the pleasure of working with Marcus Johnson again. We were in the position to do a re-finance on our home. Marcus was able to get it all arranged with very little work on our part. What I like best, is that he makes this "tedious" process simple and fast. I have always dreaded doing these kinds of transactions. Papers, records, questions, more papers. With Broker Direct, it is a simple process. Marcus tells you exactly what he needs and then takes care of all of it. Best of all, he watches the rates carefully locks in your rate at the best time. This year it felt like he was our "Christmas Miracle". Thank you for your steadfast efforts and a clean transaction that was completed on Christmas Eve.

My husband and I just used Broker Direct Lending for a purchase of new property. Marcus and his Team made the entire experience easy and very positive. Thank you for all of the work to make our experience top-notch!!

Derek, thank you for providing this review. It means so much and I am grateful for the opportunity to support you!

Marcus helped immensely with our home loan and purchase. He was efficient, clear, his communication is excellent. Marcus helped us navigate the loan and escrow process through the inevitable "unexpected thing that you have to deal with" while remaining calm, direct, and easy to work with. We opted to buy from friends without an agent and his knowledge and experience made the process as easy as it could be.

I look forward to refinancing with Marcus if rates come down.

Marcus was fantastic! We received a better rate than the previous broker we were working with, and it was a seamless experience. One of the best parts is the customer service. If I had any questions, he was either directly available by phone, or he responded right away to emails. Marcus was a port in the storm of the house buying process.

Have worked with Marcus on multiple loans; he's reliable, reachable, and has great rates.

I cannot recommend Marcus Johnson more highly--he made the refi process unbelievably quick, efficient, professional and extremely successful. I could not be more pleased.

Marcus Johnson is absolutely superb, his service is incredible. A few years ago now, I inquired about refinancing and was so surprised at his professionalism and the amazingly low interest rate I received, the lowest anyone could get. Ever since, I receive monthly reports from him, which no other finance institution has ever done for me before. One word of advice for people reading this review. Give Marcus a call, you will not be disappointed.

Thank you Lori! You know I will take good care of them! Have a great day and thank you so much for leaving this review!

As first-time home buyers, my partner and I were very intimidated by the process and complexities of securing a home loan. Marcus was incredibly helpful and professional at every moment! He worked diligently to land us with the best possible loan for our situation, answering every question we had and keeping us up to date at each steep along the path to signing the final paperwork and closing on our new home! We highly recommend working with Marcus for your home financing needs. Thank you Marcus!

Marcus Johnson did a terrific job for us when others had failed. He works diligently for his clients, as he did for us in completing our loan. Always responsive, no matter the time of day or night. Best loan officer we have ever worked with. Highly recommend Mr. Johnson. Donald Hill

This was our first home buying experience and we talked to several brokers before we went with Marcus and Team, and all I can say is that Marcus was leagues ahead of the competition. Best rates (without really any competition), exceptionally fast turnaround times with everything from quotes to the final closing process. I can't recommend Broker Direct Lending enough. Give them your business, you won't be disappointed!

Marcus and his staff were EXCEPTIONAL!!! I felt very well taken care of and was always informed of everything going on!
I would have NO hesitation to recommend him to any of our friend or family! Thank you for being such a awesome, through lender ,with what COULD be a difficult time. We truly appreciate your help and exceptional assistance.

Marcus cares about his clients and is definitely Top Notch . He has the knowledge an experience that makes the loan turnaround time fast. I highly recommend him for your mortgage needs

He is a type of guy that makes the impossible , possible.!
I raise my Hat to you Mr. Johnson and congratulate you on your approach toward providing best possible strategies to your clients.

Marcus did a refinance for our meadow vista home couple of months ago from start to finish, he was very responsive and professional. His sense of urgency was my favorite part even when there was hiccups that was out of his control he felt bad and tried to fix it. The whole process took about 3 weeks I couldn't believe it. its the fastest process I have seen in many years of owning properties. Thank you Marcus

I have used Marcus at Broker Direct Lending three times now in the last two years, and he's by far the best lender I have ever worked with. Super responsive, low to no fees, and goes out of his way to make the numbers work for what you need. We recommend him to all our family and friends and I am positive you'll feel the same after you work with him!

I sought help with getting a Refi on my home from Marcus. He helped me through some difficult issues that had to do with getting info from the IRS and my being self employed. I now have a fabulous new loan that did not cost too much.

Marcus is the best load officer that we have ever worked with. He is honest, knowledgeable, and a champion for his clients. We have used him for multiple transactions and will continue to work with him for years to come!

Marcus was so great with helping us make our way as first time home buyers through the mortgage loan process. He knows his stuff and is more than happy to help answer any questions you have and get you the best rates possible. Will definitely come back if we buy again in the future.

Marcus helped my wife and I purchase our home. He was great. Easy to work with. Very responsive. And he got us a great rate. We would definitely work with him again.

The refinance process was efficient and easy with Marcus and Broker Direct Lending. He was very professional, responded quickly to questions and he explained the process clearly.

Marcus was an absolute professional in every way. He took something that tends to be frustrating and time-consuming and made it easy and hassle-free. Everything was organized, streamlined and professional. 100% recommended.

I’ve known Marcus for over 13 years and have trusted his expertise in helping me improve my credit scores and get the best deal possible in my refinancing of both of my homes! He has his clients best interest and is honest with opportunities and future possibilities. I highly recommend him for any of your financial and home needs. Thank you Marcus!

Great customer service, quick turn-around time. I highly recommend for anyone in the market for a loan.

Exceptional service and rates that are unmatched. Nobody in the Mortgage business is better qualified to do a loan for my friends and family.

Marcus is an extremely competent professional who also is helpful and thoughtful. This process was seamless with all, and any questions, answered timely and thoroughly. His integrity and effectiveness is valued and welcomed! Thank you, again, Marcus for all your precious time, kindness and spirit of excellence!

Marcus was extremely helpful when we decided to refinance. Very easy to get ahold of and very willing to answer any and all questions we had. I highly recommend him for any home buying related needs.

I am convinced Marcus is the best at this job on the entire planet. Above and beyond hardly begins to cover it. Personable, hard working, professional, and real. This is 100% who you want to hire.

Marcus is the reason we were able to buy our dream house! He was available for pre-approval on one hours notice which enabled us to put in a bid on our house immediately. Once the offer was accepted, he made the purchase process as painless as possible for a first-time home buyer. I can confidently say we would not be in our current home without Marcus’ help. We will certainly use him again for any home-buying needs in the future!

My husband and I just used Broker Direct Lending for a purchase of new property. Marcus and his Team made the entire experience easy and very positive. Thank you for all of the work to make our experience top-notch!!

Marcus is incredibly amazing, highly professional, personable, and exceptionally knowledgeable in his field.

I was very anxious about refinancing my home, but working with Marcus changed that. I had called various lenders before reaching out to Marcus. He was able to explain and easily guided me through the whole process, to help give me the best overall understanding about refinancing my home.

He provided a great service and didn’t just give me rate quotes when I called. Aspects we discussed and agreed to prior to financing were put into action and It was an easy and seamless transaction that didn’t deviate from the initial plan. The start to end time took less than 2 weeks. I was able to get the best rate, as advertised, with his services. A better rate than other lenders. Marcus being a broker was ideal.

Marcus was always available, same day, to answer questions. I never had to wait days for answers, helping to expedite the start to finish process. He is very patient and focused. He has been available after the new loan closed, too.

He is part of my permanent referral list, now, and if I move forward with future financing, Marcus is my go to!

Marcus has been my agent/broker for over 20 years. He is a true expert of the real estate market. Honest, intelligent, hard working and a great sense humor. Marcus will be 100% YOUR agent broker. He does all the hard work and gets the deal done.

Marcus and Broker Direct Lending was able to help us complete our purchase when no other lender could during the California shutdown. During unprecedented and unpredictable times we lost our loan after being accepted. Due to Marcus' professionalism, knowledge, experience and willingness to help us with our first home purchase, we closed and got the rate we needed to qualify. Every other lender we spoke with could not help us during this crazy time. We were extremely nervous, but Marcus put us at ease and calmed our emotions. I highly recommend Marcus and Broker Direct Lending for your next purchase or refinance. You will not find a better broker or company to work with.

Marcus was great to work with. Ours was not an easy transaction, but he always remained professional and friendly. We heartily recommend Broker Direct.

Marcus did a great job of helping me buy my first home here in Auburn. Would highly recommend!

Marcus provided options when I was told by others that there were none. Thanks to him I'm living comfortably in the house that was meant for me! He's my go-to from now on and I would refer him to friends and family in heartbeat. Thank you Marcus!!

What can I say about a person that was patient with me, worked with my concerns, made the bumpy road of refi an easy and painless process. How often can a person in California say their mortgage is lower then a one bedroom apartment for rent. You really did it Marcus!! You are amazing and the only person we would go to for future mortgage needs. You are top notch and we appreciate you more then you know. Thank you, Sincerely, QVH

Marcus has helped my wife and I with 2 loans over the years (refinance, and a home loan) He took something that is intimidating and unnerving, and made it very pleasant with the knowledge he possesses along with great customer service skills to help us through the entire process with confidence. We look forward to using him again on our next purchase! Thank you Marcus!

Marcus kept me updated on the process of my refi and was very responsive to all my inquiries. He provided great customer service and I highly recommend his services - you won't go wrong with Marcus!

Marcus is very proactive and professional. He worked hard to meet our needs and desired deadline for closing. He was very responsive to our texts and emails, too!

Marcus made the process quick and easy. Love that. 100% I would refer all my friends and family to him! Thanks Marcus!

Wow! Easiest refinance I've ever done. From start to finish Marcus made this a seemingly easy process. He is extremely communicative, responds immediately and explains things in simple term. I was able to pull a great amount of money while only increasing my payment a few hundred. I'm grateful for him and highly recommend him. The gift I received was very unexpected and much appreciated. I have never received any type of gratitude gifts until now. Thank you!!

Wish, I would have used Marcus sooner. I was referred to Marcus and Nathan for my home refinancing processing. Marcus was always ahead of the game. He would call me within minutes of an email. Within 30 days I closed. I will be using Marcus and Nathan again for my next home. I have referred him to all my clients who are in need to refinance

Marcus Johnson went above and beyond and achieved what no one was ever able to achieve for us. He is wonderful, professional and really cares about his clients. We would highly him to anyone that needs a loan.

I  have done business with Marcus a few times. Each time I got quick and great results. I recommend him very professional. He knows his job.

Marcus is exceptional. Amazing rates, impeccable customer service, and extremely prompt communication to boot.

Marcus is someone who truly tries to help you get what will work best for you. He cares about being fair and honest in his dealings. He made things right for us when some unforeseen issues arose. We are extremely grateful and happy with his services. Thank you Marcus for your integrity.

Best rates, best service. Highly recommended!

Marcus was Awesome!!
My wife and I had started the refinance process with another brokerage firm that solicited us by snail mail months prior to being referred to Marcus Johnson at Broker Direct Lending by a family member. It was after 5 months of frustratingly poor communication with the large and incompetent staff at the other brokerage that we found Marcus. He answered every phone call and email himself within hours (or sometimes minutes) through the entire process. He was very professional and clear about exactly what he needed from us. From the day we first applied until the day we signed our closing documents it was less than 4 weeks. He got us a 20 year fixed loan for an unbelievably low APR and his fees were thousands less than the other brokerage. We are referring other family members and sending more business his way. Thanks Marcus!!

Everything went according to what Marcus said. Closed in a timely manner. Would recommend him to anyone looking for a smooth transaction .

Marcus Johnson provided excellent service from start to finish with no junk fees or surprise fees ever. He was very quick to respond when issues arose and completed the quickest mortgage refinance I have ever experienced in 30+ years of borrowing. I highly recommend Marcus Johnson for your next new mortgage or refinance.

Marcus is always great to work with. I've referred several of my friends and clients to him and he always comes through for them!

Marcus was extremely awesome to work with. he was super responsive and very clear and concise in explaining the various moving pieces involved in our mortgage. I will definitely use Marcus again in the future.

Very knowledgeable, with suggestions and advice, goes above and beyond the call of duty to make sure the process stays on point through the inevitable snags that other players involved may introduce, and is in your corner at crunch time when you need things to happen in a timely manner. Thoroughly professional.

Marcus is the best of the best! From day 1 of escrow until close, he will be there communicating and working with you non stop. His rates and fees are often way lower than any other lender out there. He is always professional and a pleasure to do business with!

Love working with Marcus!